Here we are, at the very final hours of the year. 2021 will soon be behind us. We will enter the new year with 365 days of unknowns to be dealt with. Throughout the year there will be all the usual ups and downs, plus delights and sorrows which will catch us off guard. I wish all of you a year filled with more ups and delights, and lots of laughter and success to offset the downs and sorrows. Happy New Year!